Terms and Conditions

SMS Consent and Communication Preferences

By creating an account within the Pinch Financial Inc application, end users voluntarily provide their mobile phone number and grant explicit consent to receive SMS communications from Pinch Inc. Such messages may include, but are not limited to, one-time passcodes (OTPs) used for account authentication, verification codes, or other transactional notifications directly related to the user’s account activity. As part of the registration process, users are presented with a mandatory consent checkbox confirming their agreement to receive SMS messages. This consent must be actively provided by the user; Pinch Financial Inc. does not enable this option by default. Users who do not check the consent box during registration will not receive any SMS messages from Pinch Financial Inc. Users may withdraw their consent at any time. To do so, they can access the Profile Settings section within the application and uncheck the SMS consent box. Once the consent is withdrawn, the user’s opt-out status will take immediate effect, and they will no longer receive any SMS communications from Tummy, including one-time passcodes or other account-related notifications. Users should be aware that opting out may limit access to certain features that rely on SMS-based verification or security confirmation. Pinch Financial Inc. maintains and processes user consent records in compliance with applicable privacy and telecommunications regulations. These records are used solely for the purpose of managing opt-in and opt-out preferences and ensuring that SMS communications are sent only to users who have provided valid consent.

Data Deletion Requests

Pinch Financial Inc. respects users’ rights to control their personal information. Any user who wishes to have their account and associated data deleted may submit a request by emailing our support team at Support@pinch.financial.

Upon receiving a deletion request, Pinch Financial Inc. will verify the identity of the requester to ensure account security and will permanently delete the user’s data and account within a reasonable timeframe, in accordance with applicable data protection laws. Please note that once deleted, this data cannot be recovered. Certain transactional or legally required records may be retained as permitted or required by law.